【Mumbai】The Centre’s ambitious Ayushman Bharat scheme (National Health Protection Scheme) to provide a Rs 5-lakh health cover to 10 crore families is likely to be rolled out from October, with efforts to ensure that both insurers and customers get reasonable rates.
Sources said that while the government is also on board, the focus will still be to ensure that the premium rate does not exceed Rs1,000-Rs1,100 (per family of five) annually. “It will have to be a market-driven process,” said the government source.
Insurers also said that most States have shown a keenness for the insurance model, rather than the trust model, as it would mean easier administration of the scheme. “The tender document is being finalised. States will issue the tender for either the whole State or clusters in the State, and whoever gives the best bid will be selected,” said the executive from the insurer.
【News source】
Premium rates for Ayushman Bharat likely to be market-driven, will vary across States
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